Winter is dissipating and the spring season is nearly in full bloom. It’s the perfect time to tie up loose ends, roll up your sleeves, and do some cleaning up!
Your insurance policy is an area that shouldn’t be overlooked when it comes to spring cleaning. We always recommend checking your insurance plans twice a year to ensure you’re fully covered and prepared for any changes the coming year will bring!
When updating and refreshing your insurance plans, consider the following five spring cleaning questions:
I’m planning to rent out my house this year. How do I make sure my home is protected?
During the busy summer months, many people enjoy traveling and vacations. If you plan a getaway that includes renting out your house… you’ll need to consider your insurance. Homeowners’ insurance may not cover losses incurred during a rental period. It’s best to contact your agent to see if extra coverage is an appropriate option to keep your home’s content secure.
I’m considering a road trip. Will it be covered?
If you’re planning a road trip this year, it’s a good time to review your auto policy to make sure you and your vehicle will be properly protected. Buying or renting an RV is another option that you should consider discussing with your insurance provider. They’ll be able to tell you exactly what kind of coverage you’ll need.
Is my entire home fully covered?
If you’ve recently made home improvements or plan to do so this year… you’ll want to examine your policy. If your policy is out of date, you risk not being reimbursed for the entire cost of repairs and restoration in the event of a disaster. With every update, be sure to consult your policy to ensure it covers the cost of rebuilding.
I want to travel abroad this Summer… What are my insurance options?
Considering a big adventure later in the year? Maybe you’ll visit or foreign city or enjoy the fresh air on a hiking trip. In any case, it’s a great idea to look into travel insurance. This type of insurance helps to cover the expense of your trip as well as medical expenses that could be incurred. Better to be safe than sorry!
What about life insurance?
Life insurance policies are worth revisiting during your Spring refresh. Have you had any changes lately? Purchase a vacation home? Marry or divorce? It’s always a good idea to double-check your policy to make sure any updates are accurately reflected.
About Ryan Ruffcorn
Ryan grew up in Keokuk, graduated from Keokuk Senior High, and started his agency in Keokuk from scratch in 2003 after having worked for one of the largest international accounting firms, KPMG, LLP.
Ryan is hardworking; his loyal and trustworthy character is exemplified by the way he does business. He thoroughly enjoys helping clients through the insurance buying process to secure coverage for their most valuable assets.